:root{
  --ink:#102a2a;--muted:#5d7371;--teal:#07534e;--teal-dark:#032f2d;--mint:#24a886;
  --gold:#e1b65b;--gold-soft:#fff5dc;--paper:#fff;--soft:#f1f7f5;--line:#d6e3df;
  --danger:#a93f3f;--shadow:0 22px 60px rgba(3,47,45,.12);--radius:24px
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;color:var(--ink);background:#fff;font:16px/1.65 Inter,system-ui,-apple-system,"Segoe UI",Arial,sans-serif}
a{color:inherit;text-decoration:none}
button,input,select,textarea{font:inherit}
.wrap{width:min(1180px,calc(100% - 40px));margin-inline:auto}
.site-header{background:#fff;border-bottom:1px solid var(--line)}
.nav{min-height:78px;display:flex;align-items:center;gap:30px}
.logo{display:inline-flex;align-items:center;gap:11px;font-size:20px;font-weight:950;letter-spacing:.02em;white-space:nowrap}
.logo img{width:46px;height:46px;object-fit:contain;border-radius:13px;box-shadow:0 7px 20px rgba(7,83,78,.15)}
.logo b{color:var(--mint)}
.nav-links{display:flex;align-items:center;gap:24px;margin-left:auto;color:#365754;font-size:14px;font-weight:750}
.nav-links a:hover{color:var(--teal)}
.button{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 24px;border:0;border-radius:14px;background:var(--teal);color:#fff;font-weight:850;cursor:pointer;box-shadow:0 10px 26px rgba(7,83,78,.19);transition:.18s ease}
.button:hover{transform:translateY(-2px);background:var(--teal-dark)}
.button.secondary{background:#fff;color:var(--teal);border:1px solid #9ebdb6;box-shadow:none}
.button.gold{background:var(--gold);color:#30240d;box-shadow:none}
.header-cta{min-height:44px;padding-inline:18px;font-size:14px;box-shadow:none}
.hero{position:relative;overflow:hidden;padding:70px 0 62px;background:linear-gradient(132deg,#032f2d 0%,#07534e 62%,#0b6a61 100%);color:#fff}
.hero:before{content:"";position:absolute;width:720px;height:720px;right:-180px;top:-420px;border-radius:50%;background:radial-gradient(circle,rgba(225,182,91,.25),transparent 67%)}
.hero:after{content:"";position:absolute;width:460px;height:460px;left:-180px;bottom:-250px;border:1px solid rgba(255,255,255,.11);border-radius:50%;box-shadow:0 0 0 50px rgba(255,255,255,.025),0 0 0 100px rgba(255,255,255,.015)}
.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1.35fr) minmax(300px,.65fr);gap:64px;align-items:end}
.breadcrumbs{display:flex;gap:9px;flex-wrap:wrap;margin-bottom:25px;color:rgba(255,255,255,.72);font-size:13px}
.breadcrumbs a{text-decoration:underline;text-underline-offset:3px}
.eyebrow,.section-kicker{display:inline-block;color:var(--gold);font-size:11px;font-weight:950;letter-spacing:.14em;text-transform:uppercase}
.hero h1{max-width:880px;margin:14px 0 20px;font-size:clamp(38px,5.4vw,66px);line-height:1.02;letter-spacing:-.045em}
.hero h1 span{color:var(--gold)}
.lead{max-width:820px;margin:0;color:rgba(255,255,255,.82);font-size:19px;line-height:1.7}
.hero-points{display:flex;gap:10px;flex-wrap:wrap;margin-top:27px}
.hero-points span{padding:8px 12px;border:1px solid rgba(255,255,255,.17);border-radius:999px;background:rgba(255,255,255,.08);font-size:13px;font-weight:750}
.hero-aside{position:relative;padding:29px;border:1px solid rgba(255,255,255,.17);border-radius:24px;background:rgba(255,255,255,.08);backdrop-filter:blur(12px)}
.hero-aside .mark{position:absolute;right:18px;top:8px;color:rgba(255,255,255,.13);font-size:62px;font-weight:950;line-height:1}
.hero-aside h2{position:relative;margin:0 0 12px;padding-right:45px;font-size:22px;line-height:1.25}
.hero-aside p{position:relative;margin:0;color:rgba(255,255,255,.75);font-size:14px}
.hero-actions{display:flex;gap:11px;flex-wrap:wrap;margin-top:26px}
section{padding:72px 0}
.soft{background:var(--soft)}
.dark{background:var(--teal-dark);color:#fff}
.section-heading{max-width:830px;margin:0 auto 36px;text-align:center}
.section-heading.left{margin-inline:0;text-align:left}
.section-heading .section-kicker{color:var(--teal)}
.dark .section-kicker{color:var(--gold)}
.section-heading h2{margin:10px 0 12px;font-size:clamp(30px,4vw,46px);line-height:1.13;letter-spacing:-.035em}
.section-heading p{margin:0;color:var(--muted);font-size:17px}
.dark .section-heading p{color:rgba(255,255,255,.7)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.grid.two{grid-template-columns:repeat(2,1fr)}
.card{position:relative;padding:26px;border:1px solid var(--line);border-radius:20px;background:#fff;box-shadow:0 14px 35px rgba(3,47,45,.045)}
.card .num{display:grid;place-items:center;width:38px;height:38px;margin-bottom:22px;border-radius:12px;background:var(--teal);color:#fff;font-size:13px;font-weight:900}
.card h3{margin:0 0 9px;font-size:20px;line-height:1.3}
.card p{margin:0;color:var(--muted);font-size:14px}
.card ul{margin:14px 0 0;padding-left:20px;color:var(--muted);font-size:14px}
.card li{margin:7px 0}
.decision-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:15px}
.decision{display:grid;grid-template-columns:auto 1fr;gap:14px;padding:22px;border:1px solid var(--line);border-radius:18px;background:#fff}
.decision .icon{display:grid;place-items:center;width:42px;height:42px;border-radius:13px;background:var(--gold-soft);font-size:20px}
.decision h3{margin:0 0 5px;font-size:18px}
.decision p{margin:0;color:var(--muted);font-size:13px}
.decision a{display:inline-block;margin-top:10px;color:var(--teal);font-size:13px;font-weight:850;text-decoration:underline;text-underline-offset:3px}
.table-scroll{max-width:100%;overflow:auto;border:1px solid var(--line);border-radius:18px;background:#fff;box-shadow:0 15px 40px rgba(3,47,45,.055)}
table{width:100%;min-width:820px;border-collapse:collapse}
th,td{padding:15px 17px;border-bottom:1px solid var(--line);vertical-align:top;text-align:left;font-size:13px}
th{background:#e8f2ef;color:#224c48;font-size:12px;text-transform:uppercase;letter-spacing:.04em}
tr:last-child td{border-bottom:0}
td strong{color:var(--teal)}
.notice{display:flex;gap:20px;align-items:flex-start;margin-top:22px;padding:21px 24px;border:1px solid #ead6a5;border-radius:18px;background:var(--gold-soft);color:#6d5521}
.notice strong{flex:0 0 245px;font-size:16px;line-height:1.4}
.notice p{margin:0;font-size:13px}
.check-list{display:grid;gap:11px;margin:0;padding:0;list-style:none}
.check-list li{position:relative;padding:15px 17px 15px 47px;border:1px solid var(--line);border-radius:14px;background:#fff;color:var(--muted);font-size:14px}
.check-list li:before{content:"✓";position:absolute;left:16px;top:15px;display:grid;place-items:center;width:20px;height:20px;border-radius:50%;background:#dff3ea;color:var(--teal);font-size:12px;font-weight:950}
.check-list strong{color:var(--ink)}
.dark .check-list li{border-color:rgba(255,255,255,.11);background:rgba(255,255,255,.055);color:rgba(255,255,255,.72)}
.dark .check-list strong{color:#fff}
.document{padding:30px;border:1px solid var(--line);border-radius:20px;background:#fff;box-shadow:var(--shadow)}
.document h3{margin:0 0 18px;font-size:23px}
.document ol{margin:0;padding-left:23px}
.document li{padding:7px 0;color:#4e6664}
.document code{display:block;margin-top:18px;padding:18px;border-radius:14px;background:#f3f7f6;color:#274944;white-space:pre-wrap;font:13px/1.6 ui-monospace,SFMono-Regular,Consolas,monospace}
.tool-shell{display:grid;grid-template-columns:minmax(330px,.85fr) minmax(420px,1.15fr);overflow:hidden;border:1px solid rgba(7,83,78,.13);border-radius:var(--radius);background:#fff;box-shadow:var(--shadow)}
.tool-form{padding:36px;background:linear-gradient(180deg,#fff,#f3f8f6)}
.tool-result{min-width:0;padding:36px;border-left:1px solid var(--line);background:#fff}
.field{display:grid;gap:8px;margin-bottom:19px}
.field label{font-size:14px;font-weight:850;color:#294947}
.field input,.field select,.field textarea{width:100%;min-height:50px;padding:11px 13px;border:1px solid #bfd2cd;border-radius:12px;background:#fff;color:var(--ink);outline:none}
.field textarea{min-height:100px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--mint);box-shadow:0 0 0 3px rgba(36,168,134,.14)}
.field small{color:#6a817e;font-size:11px}
.segmented{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:20px}
.segmented label{position:relative;cursor:pointer}
.segmented input{position:absolute;opacity:0}
.segmented span{display:grid;place-items:center;min-height:48px;padding:8px;border:1px solid var(--line);border-radius:12px;background:#fff;color:#496461;text-align:center;font-size:12px;font-weight:800}
.segmented input:checked+span{border-color:var(--teal);background:var(--teal);color:#fff}
.tool-result .empty{display:grid;place-items:center;min-height:350px;border:1px dashed #bfd4ce;border-radius:19px;background:#f5faf8;text-align:center;color:#718682}
.tool-result .empty b{display:block;color:rgba(7,83,78,.1);font-size:88px;line-height:1}
.result-box{display:grid;gap:12px}
.result-line{display:flex;justify-content:space-between;gap:20px;padding:13px 0;border-bottom:1px solid var(--line)}
.result-line:last-child{border-bottom:0}
.result-line span{color:var(--muted);font-size:13px}
.result-line strong{text-align:right;color:var(--teal);font-size:16px}
.result-total{margin-top:8px;padding:20px;border-radius:16px;background:var(--teal);color:#fff}
.result-total .result-line{border-color:rgba(255,255,255,.2)}
.result-total .result-line span,.result-total .result-line strong{color:#fff}
.tool-actions{display:flex;gap:8px;flex-wrap:wrap;margin-top:20px}
.tool-actions button{padding:9px 12px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--teal);font-size:12px;font-weight:850;cursor:pointer}
.timeline-list{display:grid;gap:10px;margin-top:20px}
.timeline-row{display:grid;grid-template-columns:120px 1fr 150px 110px auto;gap:9px;align-items:start;padding:13px;border:1px solid var(--line);border-radius:14px;background:#fff}
.timeline-row input,.timeline-row textarea{width:100%;min-height:42px;padding:8px;border:1px solid #c7d8d4;border-radius:9px;background:#fff}
.timeline-row textarea{resize:vertical}
.timeline-row button{width:40px;height:40px;border:0;border-radius:9px;background:#f9e8e8;color:var(--danger);cursor:pointer;font-weight:900}
.faq-list{display:grid;gap:10px;max-width:930px;margin-inline:auto}
.faq-list details{border:1px solid var(--line);border-radius:15px;background:#fff;overflow:hidden}
.faq-list summary{position:relative;padding:19px 55px 19px 20px;cursor:pointer;font-weight:850;list-style:none}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary:after{content:"+";position:absolute;right:19px;top:14px;display:grid;place-items:center;width:31px;height:31px;border-radius:50%;background:#e2f2ed;color:var(--teal);font-size:20px}
.faq-list details[open] summary:after{content:"−"}
.faq-list details p{margin:0;padding:0 20px 19px;color:var(--muted);font-size:14px}
.source-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:13px}
.source-grid a{display:grid;gap:5px;padding:20px;border:1px solid var(--line);border-radius:17px;background:#fff;transition:.15s ease}
.source-grid a:hover{transform:translateY(-2px);border-color:#9fc5bb;box-shadow:0 10px 28px rgba(3,47,45,.08)}
.source-grid b{font-size:14px}
.source-grid span{color:var(--muted);font-size:12px}
.related-links{display:grid;grid-template-columns:repeat(4,1fr);gap:13px}
.related-links a{display:grid;gap:24px;min-height:145px;padding:20px;border:1px solid var(--line);border-radius:18px;background:#f8fbfa;transition:.15s ease}
.related-links a:hover{border-color:var(--teal);transform:translateY(-2px)}
.related-links span{color:var(--muted);font-size:11px;font-weight:850;text-transform:uppercase;letter-spacing:.07em}
.related-links b{align-self:end;font-size:14px;line-height:1.4}
.cta-box{display:flex;align-items:center;justify-content:space-between;gap:35px;padding:38px 42px;border-radius:26px;background:linear-gradient(120deg,#063f3b,#0b6259);color:#fff;box-shadow:var(--shadow)}
.cta-box span{color:var(--gold);font-size:11px;font-weight:950;letter-spacing:.14em}
.cta-box h2{margin:6px 0 8px;font-size:30px;line-height:1.18}
.cta-box p{max-width:700px;margin:0;color:rgba(255,255,255,.72)}
footer{padding:42px 0;background:#143743;color:#e7f1ef}
.footer-grid{display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:35px}
.footer-grid p{margin:0;text-align:center;color:#c5d6d3;font-size:12px}
.footer-grid nav{display:flex;gap:16px;flex-wrap:wrap;justify-content:flex-end;color:var(--gold);font-size:12px;font-weight:850}
.footer-grid nav a{text-decoration:underline;text-underline-offset:3px}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:960px){.hero-grid,.tool-shell{grid-template-columns:1fr}.tool-result{border-left:0;border-top:1px solid var(--line)}.grid{grid-template-columns:repeat(2,1fr)}.source-grid{grid-template-columns:repeat(2,1fr)}.related-links{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr;justify-items:center}.footer-grid nav{justify-content:center}.nav-links{display:none}}
@media(max-width:680px){.wrap{width:min(100% - 24px,1180px)}.hero{padding:48px 0}.hero h1{font-size:clamp(35px,11vw,50px)}.hero-grid{gap:35px}.grid,.grid.two,.decision-grid,.source-grid,.related-links{grid-template-columns:1fr}.tool-form,.tool-result{padding:22px}.segmented{grid-template-columns:1fr}.notice{display:block}.notice strong{display:block;margin-bottom:9px}.cta-box{display:block;padding:28px}.cta-box .button{width:100%;margin-top:20px}.timeline-row{grid-template-columns:1fr}.timeline-row button{width:100%}.header-cta{display:none}.nav{min-height:70px}.hero-aside{padding:23px}.card{padding:22px}section{padding:55px 0}}
@media print{.site-header,.hero-actions,.tool-actions,.cta-box,footer{display:none!important}.hero{padding:20px;background:#fff;color:#000}.hero h1,.lead{color:#000}.hero-aside{border-color:#bbb}.tool-shell{display:block;box-shadow:none}.tool-form{display:none}.tool-result{border:0}.timeline-row button{display:none}}